Board 20
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Dealer:
West
Vuln:
All
| W | N | E | S |
| Pass | 1NT | Pass | 2♣ |
| Pass | 2♥ | Pass | 3NT |
| End |
Contract:
3NT by North
Lead:
♥K
South tries to find a spade fit, but North ends in 3NT.
Declarer needs two tricks from diamonds. This will be fine unless West has both missing honours. If West holds just one of them, then two tricks are available, but West will get the lead after the first finesse, so declarer should hold up ♥A for one round in case East started with five hearts. (Quite likely, since he knows we have four of them.)
After taking the second heart round, declarer leads a low diamond to the ten. West wins with the jack and returns a heart. Opponents take their heart winners, but now declarer can play another diamond finesse (at the first opportunity) by leading low to the queen. This makes, because East holds the king.